“Basically I got married, bought a house and completely underestimated the cost of raising kids. We just hit the wall. We sold our house to try and clear what we could but it just wasn’t enough. We still couldn’t make all of our payments. I couldn’t sleep at night thinking about it. I didn’t want to bow out of my responsibility and go bankrupt. I wanted to pay back what I could. We saw Debt Cutter’s Ad on the TV, did some research on the Internet and thought we would give it a go. We were so stressed out, when we called Debt Cutter, it was a relief to find someone friendly to help work it all out for us. We were so happy to have the phone calls and demands go away.

The Debt Agreement process itself was all automatic and very easy. We just didn’t have to worry about anything there was just one payment going out of our bank regularly sorting it all out. It wasn’t this mob or that mob wanting this amount by this date or that amount by that date. It was totally stress free.

Debt Cutter were great, they were just open and honest with us every time we contacted them. Every now and again we would make extra payments to keep ahead and have a buffer. If we had issues they just told us how much leeway we had and enabled us to work it out with them. Any time we rang they were understanding and helpful. Sometimes all I did was send a text message. This was good as it saved me any embarrassment.

Being in a debt agreement just took me back to the lessons of childhood from my Dad. Save up for what you need. If I had taken this advice and waited just a couple of extra years before buying the next car I wouldn’t have paid so much interest. That is what I do now. I won’t get a credit card and I even shy away from the Visa Debit cards. I just save up. The only loan I will get into is for a house.

I would absolutely recommend Debt Cutter to anyone who is really struggling financially. Particularly if they have too many people pounding on their door. A Debt Agreement just takes that stress away. And now, after completing the Debt Agreement process, I am Debt Free and that is a great feeling.”

Mick, Brisbane QLD