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7 ideas for a great Christmas with little money

Christmas is a tough time of year with the push to spend spend spend. When money is tight it can lead to despair, but it doesn’t have to be this way. Christmas can be a special time even without money. Defeat the spirit of Scrooge with these 7 tips. Tip 1 - Step back from the madness Give yourself...

Our top 5 tips for getting Christmas Ready

Can you believe Christmas is only 10 weeks away! Normally we wouldn’t be trying to get you into the Christmas spirit so early, we’d leave that up to the shopping centres. But, as we all know, Christmas is one of the most expensive times of the year!  What we tend to find from this, come January...

What is an Informal Arrangement and what does it do?

Informal Arrangements are quickly becoming one of the most popular forms of debt relief. Whilst there are many different kinds of debt help out there, it’s hard to know which solution is right for you. We’ve previously written about Debt Agreements and if they are a viable solution for you. This...

Is a Debt Agreement the right choice for me?

Debt Agreements, Informal Arrangements, Debt Negotiation and Debt Consolidation. These are all terms which are frequently thrown around when you begin trying to access debt help. It’s hard to know which solution is right for you, and which solution will provide the best outcome for you. To help...

Retirement and debt – a cause of financial hardship

More Australians are facing retirement with debt looming over their shoulders. With increased debts, comes increased financial hardship in the years which are meant to be stress free and fun. According to a recent study, Australians are entering their twilight years with about $150,000 in mortgage...

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Christmas is a tough

Budgeting Tips

Can you believe Chri

Budgeting Tips

How do you get out o

Budgeting Tips

It’s the great Austr

Life and Money


Debt Cutter exists to help people who find themselves with unmanageable debt. We help people free themselves from the downward debt spiral. We understand that financial problems can happen to anyone. We are not here to judge you, we’re here to help. We have the strategies and experience to help you get your life back. We work with you to find an solution that suits your particular situation. The most important thing we can tell you is, ignoring your problems won’t make them go away. Find out your options, seek help and get your life back.

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Josephine like so many others struggling with crippling debt was in a desperate situation

Financial Snapshot: Josephine owed $17,702.00 Josephine paid off her debts 2 years and 8 months...

Cathy didn’t think it was possible to achieve financial freedom

Financial Snapshot: Cathy owed $58,091 Debt Cutter reduced her payable debt by $5,091 Our solution...

After a marriage breakdown things were looking bleak for Julian

Financial Snapshot: Julian owed $67,958.00 Debt Cutter reduced his payable debt to $66,300.00 Our...

With debt piling up Marlene was struggling to cope

Marlene’s financial snapshot: Marlene owed $49,955 Our solution saved Marlene an estimated...

A heavy downturn in business left Micheal and Belina with debts piling up and looking for some relief.

Michael had a business that didn’t go very well and lost a lot of money getting behind in his...


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